Welcome to the Money Gremlin blog!

My mission is to teach you about personal finance in a way that's not boring as hell.
You know the saying money can't buy you happiness? I say hogwash.
It can.... when used for what you actually want.
Most of us are just using it wrong.

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Personal Faves

Is it weird for a blogger to have favourite articles?
If you only read a few of the posts I've written, choose from this list! :)

attitude fund

“Pack for your biggest fear”: How hiking advice led me to accept and prioritize a mathematically “wrong” financial goal

"Pack for your biggest fear": How hiking advice led me to accept and prioritize a mathematically "wrong" financial goal. 
Read the blog now!
#emergencyfund #attitudefund via @moneygremlin

“Pack For Your Biggest Fear”: Building my Attitude Fund

Personal Development

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I find the balance between living for now vs later difficult. Here’s why I think Coast FI is a good compromise!

I find the balance between living for now vs later difficult. Here's why I think Coast FI is a good compromise!

This article explains what Coast FI is, and why I think it could be a great option for many people pursuing financial independence! via @moneygremlin

What Is Coast FI & Why Are We Pursuing It?

Financial Independence

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net worth update

Every January I tally up our numbers and post a net worth update. Somehow this year we failed on our goal, yet I’m proud of our progress!

Every January I tally up our numbers and post a net worth update. Yeah, I share our REAL numbers!
Somehow this year we failed on our goal, yet I'm proud of our progress! Read the article :) via @moneygremlin

Net Worth Update: January 2022

Saving

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My own year of less

“We must stop shopping, but we can’t stop shopping”. My exploration of why it’s so hard to stop & public commitment to my own “Year of Less”

"We must stop shopping, but we can't stop shopping". 
Why is that?
I consider myself to be a financially and environmentally conscious person, yet I buy many things I don't actually need.
Why?
In this blog post I explore that question and make a year-long commitment that genuinely frightens me.
I want to find out why.

#sustainability #nobuy #nospendyear #yearofless via @moneygremlin

My own “Year Of Less”

Personal Development

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The first 100k is the hardest

Charlie Munger said that the first 100k is the hardest. Now that I’ve reached that milestone, it makes sense to me. Here’s 5 reasons why!

Charlie Munger famously said that the first 100k is the hardest.
Why would that be?
I recently reached 100k in my investment accounts, and can agree his sentiment is true. Read this article for the 5 reasons why! via @moneygremlin

The First 100k Is The Hardest. Then It Gets Easier?

Investing

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Self Employment fears

“I’m scared to start”. No, you’re not. Starting is very simple; you’ve done simple tasks your entire life. You fear what others might think..

"I'm scared to start". No, you're not. Starting is very simple; you've done simple tasks your entire life. You fear what others might think. I had three huge fears when I left healthcare for self employment. 2 turned out ok, and I'm still working through the third. Read more about my journey! via @moneygremlin

Getting Over The Fears I Have About Self Employment

Personal Development

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what is enough

Can we change what we view to be enough in a society that is so obsessed with “more”? Try this exercise in recognizing enough; it might shock you.

What is enough? Can we change what we view to be enough in a society that is so obsessed with more? Try this exercise in recognizing enough; it might shock you. 
#findingenough #minimalism via @moneygremlin

What is Enough?

Personal Development

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6 money mistakes to avoid

We aren’t machines that will always choose the mathematically correct option. The great news is we don’t need to be!

We aren't machines that will always choose the mathematically correct option. The great news is we don't need to be. Here are 6 money mistakes you should avoid.
#moneymistakes #personalfinance #debtfreedom via @moneygremlin

6 Money Mistakes to Avoid

Budgeting

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Wealth is the opposite of abs.

When you workout, you expect a positive visual effect. Wealth is the opposite of abs: the more you see it, the less you have.

When you workout, you expect a positive visual effect. Wealth is the opposite of abs: the more you see it, the less you have. via @moneygremlin

Wealth Is The Opposite Of Abs

Personal Development

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