Welcome to the Money Gremlin blog!

My mission is to teach you about personal finance in a way that's not boring as hell.
You know the saying money can't buy you happiness? I say hogwash.
It can.... when used for what you actually want.
Most of us are just using it wrong.

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Personal Faves

Is it weird for a blogger to have favourite articles?
If you only read a few of the posts I've written, choose from this list! :)

The debate: are the benefits of pursuing financial independence worth the sacrifices? Let's explore both sides and what we ultimately chose.

The debate: are the benefits of pursuing financial independence worth the sacrifices? Let’s explore both sides and what we ultimately chose.

Benefits of Pursuing Financial Independence

Financial Independence

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Just because something is considered "normal" doesn't make it right. Smart money choices are hard, but if you follow the herd you'll step in poop

Just because something is considered “normal” doesn’t make it right. Smart money choices are hard, but if you follow the herd you’ll step in poop.

If You Follow The Herd, You’ll Step In Poop

Spending

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I'm all for having intense goals, but are you happy? It's important to not leave happiness for "later". My personal reflection of finding balance.

I’m all for having intense goals, but are you happy? It’s important to not leave happiness for “later”. My personal reflection of finding balance.

But Are You Happy?

Personal Development

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If your chest tightens at the thought of not being able to use credit for your purchases, you're likely someone who needs to consider it the most. A personal story of how a trip to Africa changed my outlook of "normal"

If your chest tightens at the thought of not being able to use credit for your purchases, you’re likely someone who needs to consider it the most. A personal story of how a trip to Africa changed my outlook of “normal”

What If Credit Didn’t Exist?

Saving

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Does this sound familiar: You dread Monday's alarm, plod through the work week complaining you have no free time, yet your paycheck disappears so you need to repeat the cycle. Want to escape the rat race?

Does this sound familiar: You dread Monday’s alarm, plod through the work week complaining you never have free time, yet your paycheck disappears so you need to repeat the cycle. Want to escape the rat race?

How Do You Escape The Rat Race?

Saving

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Which debt should you pay off first? I'll say it- I don't agree with the common ways!! Let's compare apples to oranges, and why I think you can meet your goals faster than you currently think!

There are two popular debt repayment methods. Here’s why I disagree with both, and think you can do better!

Which Debt Should You Pay Off First?

Budgeting

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there's sh*t in the soup

In some circumstances, things can be so bad that they cease being worth trying to keep in your life. Stop trying.

There’s Sh*t In The Soup

Personal Development

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the secret to sticking to your budget

Managing your variable spending is what will make your budget a success. Let me walk you through exactly how I spend my money each month!

The Secret To Sticking To Your Budget

Budgeting

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